
Banking
Accelerating the digital transformation of the financial industry and modernising the customer experience
Transforming banking with global talent and reach
>12,000
professionals
>10
countries where we lead projects
>100M
end customers benefiting from the services we manage
The financial landscape demands agility, resilience, and constant innovation
The financial industry operates under strong regulatory pressure, tight margins, and the urgent need to modernise infrastructures and operating models. Added to this are growing customer expectations, the rise of new competitors, and the impact of emerging technologies such as artificial intelligence (AI), open finance, and super apps.
In this context, organisations are looking to optimise costs, comply with new regulations, deliver personalised experiences, and advance in efficiency, security, and scalability. Core modernisation, cloud migration, hyperpersonalisation, and AI governance are already key levers to ensure competitiveness.

Value proposition
A specialised offering to transform the banking business
SaaS Banking: our modular, scalable cloud platform for financial process automation
We support financial institutions in implementation, management, and full outsourcing through our platform. SaaS Banking stands out for its flexibility and high degree of customisation, enabling each client to optimise processes and respond with agility to market changes.
With a comprehensive approach, we enable technological modernisation and operational efficiency, helping institutions strengthen their value proposition and improve their competitive position.

Accelerating the digitalisation of financial products and processes
A portfolio of vertical solutions designed to address business challenges with agility and to enable the creation of new operating and commercial models in the financial industry. These solutions are tailored for banks, supporting the rapid launch of new digital businesses while adapting to the progressive growth of activity volumes.

Transforming physical and assisted channels to enhance operational efficiency and customer experience
We provide a comprehensive end-to-end offering covering consulting, hardware, software, professional services, and field services. Our solutions address every stage of the customer service cycle, while modernising cash management devices and self-service services.

Transforming banking with Customer-First: 360° experience, digital acquisition, and customer intelligence
We drive a Customer-First strategy for banking that places the customer at the centre of every decision, process, and channel. The approach enables a 360° banking experience by integrating physical and digital channels with advanced CRM solutions, new digital channels, intelligent digital acquisition, and an AI-driven revolution of the contact centre.
Our model combines full accessibility, omnichannel engagement, and a single customer view, improving conversion, loyalty, and operational efficiency. This value proposition transforms the bank–customer relationship, aligning it with new digital habits and the expectations of today’s financial consumer.

Revolutionising banking through AI & Data
We help financial institutions revolutionize and exponentially grow their business through artificial intelligence and data solutions. We design and implement governance strategies to ensure compliance with various regulations, as well as improve operational efficiency through robotic process automation (RPA) and knowledge management by incorporating unstructured information into the data management perimeter. Additionally, we specialize in AI applied to business use cases, enhancing service personalization and streamlining back-office operations.

Application and core modernisation to boost efficiency and agility in innovation
We drive application modernisation in financial institutions through strategic plans, benchmarks, and reference architectures, ensuring alignment with business priorities and maximising value through new ways of working, accelerators, and technology enablers.

Transforming application management with a comprehensive approach to challenges and technology value
Our frameworks effectively address technological complexity, obsolescence, operational risks, and the misalignment between IT and business, ensuring greater efficiency, resilience, and adaptability.
With over 25 years of experience in managed services management, we have delivered a direct and measurable impact on our clients' results: increased team productivity, higher business satisfaction with IT, and the evolution of systems into a true enabler of business transformation.

Transforming every payment into a simple and powerful experience
We offer a new way of understanding payments, bringing together issuing, acquiring, and open finance in a single place.
We design unique experiences for every card and enable transactions across any channel, physical or digital.
We connect your business to an open financial ecosystem, with solutions and strategies to turn your payment model into a true growth engine.
To achieve this, we rely on Nuek, our specialised subsidiary and market leader in payment innovation.


Our impact
Over three decades supporting
the evolution of banking worldwide

Trust of the financial industry
We work with 100% of Spanish banks and leading international groups in Europe, Latin America, and Asia, delivering real solutions for the most demanding business challenges.

Technological expertise and business vision
With over 12,000 professionals in financial services, we have the capabilities to deliver end-to-end (E2E) projects, from consulting to operations, including proprietary solutions and device management.

Proven track record
Milestones such as the first 100% digital bank in Argentina, the complete core banking transformation of Triodos, or the creation of the first advisory avatar for SMEs position us as a key partner for innovation.
Projects
Clients leading change with our technology

Acting as a top global vendor for one of the world’s largest banking groups
Banco Santander
Leading the core banking transformation of Spain’s benchmark sustainability-focused bank
Triodos Bank
Driving the comprehensive transformation of branch network, systems, and channels
Eurocaja Rural

Developing and implementing the first 100% digital bank in Argentina
Banco Digital de Argentina
AlicIA, the first AI assistant for entrepreneurs
and SMEs
Banks have realised that the key to standing out in the digital era lies in offering personalised solutions that go beyond simple transactions. This is where AI — and generative AI — become an indispensable ally.
AlicIA is the conversational avatar we designed to provide personalised support to entrepreneurs, freelancers, and SMEs.
Discover more
Trends
Discover the trends that are revolutionising the sector

The future of digital money: tokenisation and CBDCs
One of the central banks’ objectives is to determine the real capacity of these digital assets to enhance the efficiency, agility, and security of financial market infrastructures.

Mainframe exit
Most core applications in financial services still rely on mainframes. We explain the safest way to evolve and move beyond them.

Generative AI to improve customer relationships
Revolution Banking 2025, Spain’s largest banking event, was the perfect stage to showcase the latest innovation in the financial industry: AI applied to customer engagement.
News
Explore the latest on our impact
12 . 11 . 2025
Spain, at the forefront of interoperability and the digitalization of peer-to-peer payments in Europe
11 . 19 . 2025
Nuek anticipates the future of digital payments: Spain, at the forefront of immediacy and interoperability
10 . 09 . 2025
Spain is gaining ground in digital payments, but the generation gap and the preference for cash are slowing down the adoption of mobile payments among merchants
09 . 17 . 2025
Minsait and Intercope sign global alliance to meet upcoming regulatory requirements and modernize a2a payment processing systems
08 . 07 . 2025
One in every three consumers still can’t pay the way they’d like to: Nuek observes that there are still invisible barriers to digitalizing payments
07 . 31 . 2025
Minsait optimizes Paradores’ data to enable it to improve the experience of its 1.5 million visitors
06 . 12 . 2025